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Improve Cash Flow with Early Payments from Your Customers.

No commitments — simply activate your account and request early payment.

Take control of your cash flow with C2FO®

  • Grow your business without growing debt.
  • Bring in capital to meet seasonal demand.
  • Control financial metrics during key reporting periods.
  • Get your customers to pay you early by offering your customers a discount in exchange for early payment.
  • Zero fees. You only pay for the discount you offer for early payment.
  • Get paid faster in as little as 24 hours after offering a discount.
Customer success stories

How it works:

No banks, factors, debt or commitments — simply log in and request choose how you want to be paid early

Discover How You Can Beat Inflation with C2FO

The Early Payment Program from C2FO can help you hold onto your gains and even get ahead of rising prices.
Use Our Inflation Margin Calculator
We save four to five times more on the cost of money using C2FO. It’s based on the invoices and it’s there when we need it. It’s been a game-changer for us.

— Rhonda Sparks, Founder and CEO, UV Skinz

How C2FO compares

Typical cost of funding for $100,000 over 30 days:

C2FO

COST

$500

FEES

None

INVOICE FACTORING

COST

$3,000

FEES

2%

of invoice

ASSET-BASED LENDING

COST

$1,833

FEES

2%

Annual

LINE OF CREDIT

COST

$900

FEES

1%

Annual

Frequently asked questions

Companies use C2FO because it allows them to take more control of their cash flow by controlling when they get paid. It’s also faster, easier, and provides a lower cost of capital than other sources of funding.
                                           *The C2FO CashFlow + Visa® Card is issued by Sutton Bank pursuant to license by Visa Inc.  Visa is a registered trademark of Visa, U.S.A. Inc. All other trademarks and service marks belong to their respective owners.